Terms of use

1. Acceptance

By accessing and using phinan.com.br, you agree to these Terms of Use. If you disagree with a provision, we recommend that you do not use the website.

2. Services

Phinan — Soluções Contábeis, CNPJ 59.587.920/0001-09, offers general accounting, tax, payroll, company formation, business consulting, IRPF and tax-planning services. Specific services, deadlines and fees are defined in an individual client contract.

3. Website use

When using this website, you undertake to:

• Provide accurate and current information.
• Not use the website for unlawful purposes.
• Not attempt to access restricted areas or interfere with operation of the website.
• Respect Phinan’s intellectual-property rights.

4. Intellectual property

Website content, including text, images, logos, design and code, belongs to Phinan or is licensed for use and is protected by intellectual-property law. Reproduction without prior authorization is prohibited.

5. Contact form

Information submitted through the contact form is used exclusively to respond to your request. Submission does not establish a contractual relationship. Services require a specific contract. Studies and consulting are contracted services; materials and simulators are informative.

6. Limitation of liability

Website content is informative and does not replace personalized accounting or legal advice. Phinan is not responsible for decisions made solely on the basis of general information published on the website.

7. Changes

Phinan reserves the right to change these terms at any time. Changes take effect when published on the website.

8. Contact

For questions, contact contato@phinan.com.br or WhatsApp +55 47 93384-7197.